One payment layer for every gateway.
RelyPay unifies Razorpay, Cashfree, PhonePe, PayGlocal, Zoho and more into a single WHMCS orchestration layer — with intelligent routing, automatic failover, recurring payments, and real-time integrity monitoring. Add new providers as your business grows.
One per payment method
Currency · Amount · Volume · Fallback
No single point of failure
HMAC-signed records
WHMCS 8.x · PHP 7.4+
One engine. Every gateway, every method.
Payment options flow into RelyPay, get routed by a 4-layer engine, and settle through the right provider — with automatic failover. Switch on new gateways as they ship; your checkout never changes.
More providers added over time. Every new gateway plugs into the same routing, failover and reporting engine — your checkout never changes.
One license. Every gateway.
All providers, all sub-gateways, intelligent routing and updates included in every plan.
Leased License
Yearly plan with continuous updates
- One WHMCS installation
- All providers & sub-gateways
- Intelligent routing & failover
- One-click auto-updates
- Email & ticket support
Lifetime License
Pay once, own it forever
- One WHMCS installation
- All providers & sub-gateways
- Intelligent routing & failover
- 1 year free support & updates
- Email & ticket support
All plans include every supported provider and future routing improvements. 14-day money-back guarantee.
Everything the orchestration layer handles
From the first checkout to the last reconciliation — RelyPay runs the whole payment lifecycle across providers.
Multi-provider orchestration
Unify multiple payment providers behind one interface. Enable, disable and test each from a single admin dashboard.
10 sub-gateways
Each payment method — UPI, cards, net banking, wallets, EMI and more — appears as its own gateway in the client area.
Intelligent routing engine
A 4-layer cascade routes each payment by currency, amount, volume weight or fallback — only one layer fires per request.
Recurring payments
PayGlocal Standing Instruction mandates power automated recurring charges, with full lifecycle management and admin sync.
Webhook & callback handling
One unified dispatcher routes every callback to the right provider, verifies its signature, and de-duplicates payments.
One-click auto-update
Daily update checks, release notes in-admin, and an Update Now button that backs up, applies and auto-restores on failure.
The right provider for every single payment.
RelyPay evaluates a four-layer cascade on each transaction and stops at the first rule that matches — so you get predictable routing without manual intervention.
- Currency-based — route non-INR by currency code
- Amount-based — route INR by transaction-amount slabs
- Volume-based — split traffic by percentage weights
- Fallback — a default provider when nothing else matches
Every payment, searchable and accountable.
A unified log captures each transaction across all providers, with raw response data, routing source, and status — so reconciliation and debugging take minutes, not hours.
- Filter by status, provider and date range
- See which routing layer picked each provider
- Full raw response stored for every payment
- Duplicate protection prevents double-processing
Razorpay₹2,499Captured
PayGlocal$149.00Captured
PhonePe₹399Pending
Cashfree₹12,800CapturedRazorpay₹1,050CapturedTamper-proof at the file and transaction level.
RelyPay protects two layers at once: the deployed gateway files on disk, and every payment callback coming in. Nothing runs unverified.
- SHA-256 checksums on all deployed gateway files
- HMAC-SHA256 signed database records via ionCube-protected keys
- Per-provider callback signature verification
- Tamper detection with auto-sync on admin load
Ten payment methods, each its own gateway
Every method shows up independently at checkout, so customers pick exactly how they want to pay — and you control which are active.
UPI
relypay_upiINRCards
relypay_cardsALLNet Banking
relypay_netbankingINRWallets
relypay_walletsINRPay Later
relypay_paylaterINREMI
relypay_emiINR
PayPal
relypay_paypalNON-INROther Intl.
relypay_otherNON-INRDefault Domestic
relypay_default_domesticINRDefault Intl.
relypay_default_internationalNON-INRWhat's coming next to RelyPay
RelyPay is actively developed. These capabilities are in progress — buy today for what ships today, and grow into the rest as it lands.
UPI AutoPay
Recurring UPI mandates for hands-off domestic renewals — no card on file required.
INR card recurring
Card-based recurring billing for domestic INR payments, extending today's non-INR SI mandates.
AI-assisted routing & reporting
Smarter provider selection and auto-generated payment insights driven by your transaction history.
Custom provider SDK
Bring any payment provider into the orchestration layer with a documented connector interface.
Requirements & compatibility
System Requirements
PHP Extensions
What does RelyPay actually do?
RelyPay is a WHMCS addon that unifies multiple payment providers into a single orchestration layer. Instead of installing and maintaining a separate module per gateway, you run one addon that creates individual sub-gateways for each payment method (UPI, cards, net banking, wallets, EMI and more) and routes each transaction to the right provider automatically.
It also handles recurring payments, webhook verification, file integrity monitoring and one-click updates — all from a single admin dashboard.
Which payment providers are supported?
Today RelyPay supports Razorpay, Cashfree, PhonePe, PayGlocal and Zoho out of the box. New providers — including Stripe, GoCardless, CCAvenue and EaseBuzz — are on the roadmap and added over time. Because every provider plugs into the same routing and reporting layer, adding one later doesn't change how your checkout works.
How does intelligent routing work?
RelyPay evaluates a four-layer cascade for each payment and stops at the first matching rule: currency-based, amount-based, volume-based, and a fallback default. Only one layer fires per request, so routing stays predictable.
Does RelyPay support recurring payments?
Yes — recurring billing currently runs through PayGlocal Standing Instruction (SI) mandates, and is available for non-INR currencies. Broader recurring support — UPI AutoPay and INR card recurring — is on the roadmap.
How does RelyPay keep payments secure?
Two layers. On disk, all deployed gateway files carry SHA-256 checksums and database records are HMAC-SHA256 signed using ionCube-protected keys. For incoming payments, every provider callback has its signature verified and duplicate notifications are de-duplicated.
Will I get new providers like Stripe for free when they launch?
Yes — as long as your license is active (and always, on a Lifetime license), new providers ship through the normal one-click update and plug straight into the same routing, failover and reporting layer you already use.
How do licensing and updates work?
Each license is tied to one WHMCS installation and validated automatically. RelyPay checks for updates daily; the Update Now button backs up your current install (keeping the last three backups), extracts, syncs and reloads — and auto-restores from backup if anything fails.
Do you offer support and refunds?
Yes. All licenses include email and ticket support, with priority response on Annual and Lifetime plans. We're based in Ahmedabad and support is provided in English and Hindi. We also offer a 14-day money-back guarantee.
Release history
What’s new in RelyPay — newest first.
v3.1.1 08 Sep 2026 Latest
New
- Added an Auto Sync feature to monitor deployment health and view sync history.
- Added automatic snapshots during version updates to ensure seamless upgrades.
Improvements
- Added support for Leased and Lifetime licensing models.
- Fixed an issue with Razorpay non-INR fee conversions.
- Improved the reliability of Zoho webhook data extraction.
Fixed
- Fixed an issue where provider dependencies were not correctly included in the addon tree.
- Added missing SSL verification for license management connections.
- Improved security by adding HMAC-signed file integrity checks.
- Updated the system to prevent errors with future PHP 8.5 updates.
Related apps
Other Relyweb apps that fit alongside RelyPay.
GST Manager
GST compliance for WHMCS — GSTR-1, export invoices, audit trails.
PhonePe Payment Gateway
Accept PhonePe payments in WHMCS, the right way.
Relyagent
Plug WHMCS into Claude, Cursor, or any MCP-aware AI agent.
One integration. Every way to get paid.
Stop juggling separate gateway modules. Run all your providers through one intelligent, self-healing payment layer.